Press Releases
Renters Have Much to Gain by Pursuing Home Ownership
Shrewsbury, NJ, September 29, 2008: Renters Have Much to Gain by Pursuing Home Ownership
Buying a home versus renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages.
Applying for a Mortgage: More Than Just Rate Shopping
Shrewsbury, NJ, August 20, 2009: Applying for a Mortgage: More Than Just Rate Shopping
When you hear the word "mortgage," what immediately comes to mind? If you're like many people, you probably think about rates — and not much else. A competitive rate is an important part of the mortgage equation, of course. But assuming that the process of buying or refinancing your home is solely about rates can be a costly mistake in the long run.
Demystifying the Home Buying Process
Shrewsbury, NJ, August 13, 2009: Demystifying the Home Buying Process
Did you know that there are 48 individual steps to buying a home? No wonder so many potential buyers can find the process a little intimidating - even if they've done it before.
From exploring your lending options to making an offer, mortgage approval to moving day, the purchase of a home is one of the biggest financial decisions most people will probably ever make. And with so many recent changes in lending, credit, and home values, it can be difficult for the average buyer to keep up.
Home Buyers Face Decisions that Affect Their Long-Term Financial Picture
Shrewsbury, NJ, August 19, 2008: Home Buyers Face Decisions that Affect Their Long-Term Financial Picture
aking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals.
Home Improvements Turn Average Homes into Dreams Come True
Shrewsbury, NJ, August 19, 2008: Home Improvements Turn Average Homes into Dreams Come True
If you're thinking about taking out a home improvement loan, there are several options to consider. First and foremost, your mortgage consultant needs to know why you want a home improvement loan. Here are some factors to take into consideration.
The Truth About the Mortgage Market
Shrewsbury, NJ, August 19, 2008: The Truth About the Mortgage Market
Subprime mortgages have now been credited for bankrupting well over 110 lenders and seriously damaging operations at many major mortgage firms. They've reportedly wiped out 5 hedge funds, tens of thousands of jobs, and have led to millions of foreclosures with millions more on the way. And, as if that weren't enough, subprime mortgages are also blamed for massive volatility in the stock, bond, credit, futures, and real estate markets here in the US and around the globe. Some say losses in the mortgage securities market alone could reach hundreds of billions of dollars this year.
Understanding Credit Scoring
Shrewsbury, NJ, August 19, 2008: Understanding Credit Scoring
Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. Sub-prime borrowers who are eager to move into A-Paper territory often find themselves at a loss when trying to find ways to upgrade their credit history. The good news is there are ways to improve less-than-perfect credit scores and obtain a loan for the home you really want.
NJ Mortgage Lender Suggests Strategies to Jumpstart Financial Security
Shrewsbury, NJ, June 05, 2008: NJ Mortgage Lender Suggests Strategies to Jumpstart Financial Security
NJ mortgage banking firm advises clients to view their mortgage as an important component of their overall financial picture.
A Farewell to ARMs: Refinance Before Adjustable Rate Mortgages Reset
Shrewsbury, NJ, June 2, 2008: A Farewell to ARMs: Refinance Before Adjustable Rate Mortgages Reset
Since June of 2004, the Federal Reserve has systematically increased the federal funds rate, causing short-term interest rates to follow suit. As a result, consumers with Adjustable Rate Mortgages (ARMs) tied to volatile short-term rate indices, such as the LIBOR, are finding themselves at the mercy of the Federal Reserve's war on inflation.
Is Refinancing for You? NJ Mortgage Lender Offers Tips for Success
Shrewsbury, NJ, May 6, 2008: Is Refinancing for You? NJ Mortgage Lender Offers Tips for Success
NJ mortgage company principal counsels home owners to consider the benefits and disadvantages of refinancing in the current housing market.
NJ Mortgage Lender Offers Solid Guidance on Pre-Mortgage Credit Management
Shrewsbury, NJ, May 06, 2008: NJ Mortgage Lender Offers Solid Guidance on Pre-Mortgage Credit Management
NJ mortgage company helps first-time buyers and experienced home owners improve their financial situation to qualify for the best possible mortgage product, including fixed rate loans, adjustable rate loans, FHA loans, refinancing, and more.
NJ Mortgage Lender Sees Positives in Proposed FHA Changes
Shrewsbury, NJ, May 06, 2008: NJ Mortgage Lender Sees Positives in Proposed FHA Changes
NJ mortgage company principal shares his views on new legislation and proposed changes to the Federal Housing Administration (FHA) loan program.
Team Montani Seminars Bring Together Experts for Stress-Free Education in Home Buying
Shrewsbury, NJ, January 28, 2008: Team Montani Seminars Bring Together Experts for Stress-Free Education in Home Buying
NJ mortgage company helps first-time home buyers and experienced home owners improve their financial situation with competitive rates, fast approvals and closings, adjustable rate loans, reverse mortgages, and many other flexible loan products to meet buyers' individual needs.
NJ Mortgage Lender Achieves Double Digit Growth in Challenging 2007 Market
Shrewsbury, NJ, January 28, 2008: NJ Mortgage Lender Achieves Double Digit Growth in Challenging 2007 Market
NJ mortgage company helps first-time home buyers and experienced home owners improve their financial situation with competitive rates, fast approvals and closings, adjustable rate loans, reverse mortgages, and many other flexible loan products to meet buyers' individual needs.
Team Montani's Lawrence Montani Shares Secrets to Business Success in National Speaking Tour
Shrewsbury, NJ, January 28, 2008: Team Montani's Lawrence Montani Shares Secrets to Business Success in National Speaking Tour
NJ mortgage company principal helps mortgage professionals across the country develop proven strategies for business success.
